Regulated by the Central Bank

Quick Loans for discerning Individuals

Forty Nine Credit operates nationally to allow Kenyans from all walks of life attain loans at affordable rates in a timely manner
Apply today

More than 3000 satisfied customers

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I had been struggling to secure a loan for my small business until I found Forty nine. Their application process was simple and hassle-free. I got approved very quickly, and the flexible repayment terms allowed me to manage my cash flow effectively. Thanks to Forty nine credit, my business is thriving, and I highly recommend their loan services to fellow entrepreneurs.
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When unexpected expenses hit, I needed a quick solution. Forty nine came to my rescue. The entire loan application took minutes, and I received the funds in my Mpesa the next day. The interest rates were reasonable, and the repayment terms were flexible, fitting my budget perfectly. Thanks to Forty nine, I was able to cover my expenses without any stress. I highly recommend their fast and reliable loan services.
At Forty nine credit, we believe that everyone deserves access to fair and transparent lending options. We're on a mission to provide flexible, fast, and hassle-free loans to help you achieve your personal and business goals.

Lending products for real people

Borrow against your payslip

Unlock the value of your upcoming paycheck with our easy payslip borrowing. Get the funds you need, hassle-free!

Get affordable interest rates

Don't break the bank with high-interest loans. Enjoy our competitive rates and save big. Affordable borrowing is now within your reach!

Adjust & Refinance

Financial flexibility matters. Take control of your loan by adjusting or refinancing it to suit your changing needs. We've got you covered!

Experience

Our team has years of experience in the lending industry, and we've helped thousands of customers get the funding they need.

Transparency

We believe in transparent lending practices, and we'll always be upfront about our interest rates, repayment terms, and fees.

Flexibility

We offer a range of loan options to meet your specific needs, and we will work with you to find the best solution for your situation

Speed

We know that time is of the essence when it comes to getting financing. We work fast to get the money you need as quickly as possible.
Created by borrowers. we
built forty nine to solve
our own problems

Customer centric

Experience personalized lending like never before! Our consumer lending team puts YOU at the center. From flexible repayment options to tailored loan recommendations, we're here to meet your financial needs. Apply now and discover a lending experience designed exclusively for you.

Compliant

Say goodbye to worries about compliance! Our company ensures strict adherence to industry regulations, safeguarding your financial data and protecting your privacy.
Rest easy knowing that your lending experience is backed by robust security measures.

None Predatory

Seeking fair and responsible lending? Look no further! We are committed to providing loans without hidden fees, excessive interest rates, or predatory practices. We believe in empowering our users without trapping them in debt.