Loading Forty Nine Credit
Plan the full commitment

Repayment options

A repayment plan is confirmed only after assessment and appears in your signed agreement.

Loan period

Loan products have tenors from one to six months. First-time applicants use a fixed one-month term.

Salary loans

Monthly salary deduction, standing order or M-Pesa payments may be used, depending on the arrangement confirmed to you.

Business loans

Daily, weekly, bi-weekly or monthly instalments may be considered in line with the assessed business cash-flow cycle.

Farmer loans

Lump-sum or milestone-based repayments may be aligned with the assessed agricultural production and income cycle.

Before paying

  • Use only a payment channel confirmed in your agreement or by an authorised team member.
  • Include the reference supplied to you and retain the receipt.
  • Contact us immediately if a payment is not reflected or if repayment difficulty arises.
WhatsApp